Fees

MALIPOPAY charges a flat 2.5% on all collections. Your customers pay the standard MNO transaction fee set by their mobile network operator. All fees shown are exclusive of applicable taxes.

Disbursement Fees

What you pay to send money out. A flat fee per successful payout, set by the amount.

Mobile money

M-Pesa, Mixx by YAS, Airtel Money, Halopesa, T-Pesa

Payout amount (TZS)Fee (TZS)Rate at top
5,000 to 49,9995001.00%
50,000 to 99,9991,0001.00%
100,000 to 199,9991,7000.85%
200,000 to 499,9992,5000.50%
500,000 to 999,9995,0000.50%
1,000,000 to 2,999,9995,5000.18%
3,000,000 and above7,0000.14% at 5,000,000

Minimum payout TZS 5,000. The fee never exceeds TZS 7,000.

Bank transfers

Payments to a third-party bank account. Settling your own balance to your own bank stays free.

Payout amount (TZS)Fee (TZS)Rate at top
10,000 to 499,9992,5000.50%
500,000 to 999,9995,0000.50%
1,000,000 to 2,999,9996,5000.22%
3,000,000 and above8,0000.16% at 5,000,000

Minimum payout TZS 10,000. The fee never exceeds TZS 8,000.

All Malipopay fees are exclusive of applicable taxes and levies. Taxes, levies and other charges required under Tanzanian law are applied in addition where they arise.

Mobile Money Operator Fees

Detailed fee breakdown per MNO, including customer-facing transaction fees

M-Pesa (Vodacom)
M-Pesa (Vodacom)

Collections

2.5%

Disbursements

From TZS 500 (banded)

Collection fees paid by you

MALIPOPAY fee: 2.5% of transaction value

Fees paid by your customers

These fees are charged by the MNO to the payer (your customer) and are not collected by MALIPOPAY.

Transaction amountTransaction fee
< 1,000 TZS10 TZS
< 3,000 TZS30 TZS
< 5,000 TZS100 TZS
< 10,000 TZS200 TZS
< 20,000 TZS350 TZS
< 50,000 TZS500 TZS
< 100,000 TZS700 TZS
< 200,000 TZS1,000 TZS
< 300,000 TZS1,200 TZS
< 500,000 TZS1,500 TZS
< 1,000,000 TZS2,000 TZS
< 3,000,000 TZS3,500 TZS
< 5,000,000 TZS5,000 TZS

Disbursement fees paid by you

MALIPOPAY fee

Banded flat fee by amount. See the table above.

MNO fee

No additional MNO fee

Mixx by YAS (Tigo)
Mixx by YAS (Tigo)

Collections

2.5%

Disbursements

From TZS 500 (banded)

Collection fees paid by you

MALIPOPAY fee: 2.5% of transaction value

Fees paid by your customers

These fees are charged by the MNO to the payer (your customer) and are not collected by MALIPOPAY.

Transaction amountTransaction fee
< 1,000 TZS30 TZS
< 3,000 TZS60 TZS
< 4,000 TZS100 TZS
< 5,000 TZS150 TZS
< 10,000 TZS250 TZS
< 20,000 TZS350 TZS
< 50,000 TZS550 TZS
< 100,000 TZS650 TZS
< 200,000 TZS900 TZS
< 300,000 TZS1,000 TZS
< 500,000 TZS1,500 TZS
< 1,000,000 TZS2,500 TZS
< 5,000,000 TZS4,000 TZS

Disbursement fees paid by you

MALIPOPAY fee

Banded flat fee by amount. See the table above.

MNO fee

No additional MNO fee

Airtel Money
Airtel Money

Collections

2.5%

Disbursements

From TZS 500 (banded)

Collection fees paid by you

MALIPOPAY fee: 2.5% of transaction value

Fees paid by your customers

These fees are charged by the MNO to the payer (your customer) and are not collected by MALIPOPAY.

Transaction amountTransaction fee
< 1,000 TZS20 TZS
< 5,000 TZS80 TZS
< 10,000 TZS200 TZS
< 20,000 TZS400 TZS
< 50,000 TZS600 TZS
< 100,000 TZS800 TZS
< 200,000 TZS1,000 TZS
< 500,000 TZS1,500 TZS
< 1,000,000 TZS2,500 TZS
< 3,000,000 TZS4,000 TZS

Disbursement fees paid by you

MALIPOPAY fee

Banded flat fee by amount. See the table above.

MNO fee

No additional MNO fee

Halopesa (Halotel)
Halopesa (Halotel)

Collections

2.5%

Disbursements

From TZS 500 (banded)

Collection fees paid by you

MALIPOPAY fee: 2.5% of transaction value

Fees paid by your customers

These fees are charged by the MNO to the payer (your customer) and are not collected by MALIPOPAY.

Transaction amountTransaction fee
< 5,000 TZS50 TZS
< 10,000 TZS150 TZS
< 20,000 TZS300 TZS
< 50,000 TZS500 TZS
< 100,000 TZS700 TZS
< 300,000 TZS1,000 TZS
< 1,000,000 TZS2,000 TZS
< 3,000,000 TZS3,500 TZS

Disbursement fees paid by you

MALIPOPAY fee

Banded flat fee by amount. See the table above.

MNO fee

No additional MNO fee

T-Pesa (TTCL)
T-Pesa (TTCL)

Collections

2.5%

Disbursements

From TZS 500 (banded)

Collection fees paid by you

MALIPOPAY fee: 2.5% of transaction value

Fees paid by your customers

These fees are charged by the MNO to the payer (your customer) and are not collected by MALIPOPAY.

Transaction amountTransaction fee
< 5,000 TZS50 TZS
< 10,000 TZS150 TZS
< 50,000 TZS400 TZS
< 100,000 TZS600 TZS
< 500,000 TZS1,000 TZS
< 1,000,000 TZS2,000 TZS
< 3,000,000 TZS3,000 TZS

Disbursement fees paid by you

MALIPOPAY fee

Banded flat fee by amount. See the table above.

MNO fee

No additional MNO fee

Bank Fees

Collection and disbursement fees for bank channels

CRDB Bank
CRDB Bank

Collections

2.5%

Disbursements

From TZS 500 (banded)

Collection fees paid by you

MALIPOPAY fee: 2.5% of transaction value

Supported channels

SimbankingWakalaInternet BankingBranch Payments

Disbursement fees paid by you

MALIPOPAY fee

Banded flat fee by amount. See the table above.

Bank fee

No additional bank fee

NMB Bank
NMB Bank

Collections

2.5%

Disbursements

From TZS 500 (banded)

Collection fees paid by you

MALIPOPAY fee: 2.5% of transaction value

Supported channels

NMB DirectWakalaMobile BankingBranch Payments

Disbursement fees paid by you

MALIPOPAY fee

Banded flat fee by amount. See the table above.

Bank fee

No additional bank fee

Card Payment Fees

Flat rate across all supported card networks

Visa

Visa

3%

Mastercard

Mastercard

3%

UnionPay

UnionPay

3%

Amex

Amex

3%

Important notes

  • All MALIPOPAY fees are exclusive of applicable taxes.
  • MNO fees are set by the mobile network operator and may change without prior notice.
  • Volume discounts are available for Enterprise merchants processing high transaction volumes.
  • See our Plans & Pricing page for an overview of plans and included features.

Ready to get started?

Create your free account and start processing payments at the lowest rates in Tanzania.